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Private Lending for Proven Developers

Welcome to Urban Bay Financial, your non-bank commercial real estate lending partner.  We offer private, creative capital solutions to  developers nationwide. Since 2022, we’ve been committed to turbocharging the success of top-tier developers and seasoned real estate firms with fast-closing, asset-based construction and bridge financing solutions.

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Our deep market expertise and streamlined underwriting let us deliver tailored capital at lightning speed, empowering you to seize opportunities without the hassle of traditional red tape. We love partnering with professionals who need quick access to capital and share our passion for bold, transformative projects.

"Where Bold Lending 

Meets Bullish Growth." 

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Urban Bay Financial Facilitates $4.95M Expansion Financing for America’s Largest Tiny Home Community

FOR IMMEDIATE RELEASE: Urban Bay Financial successfully facilitated $4,950,000 in funding on May 1, 2026 to support the next phase of expansion at America’s largest tiny home community located at 850 & 953 Industrial Road, Newport, Tennessee. Structured as a first‑position private loan, the financing leverages existing land value and stabilized occupancy to fund infrastructure improvements, site grading, utilities, and roadway development for additional residential home sites. This capital injection advances a master‑planned community that already exceeds 230 sites, reinforcing the project’s scalability, strong demand, and long‑term viability as a leading model for affordable, community‑based housing development in the United States.

850 industrial road, Newport Tennessee

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