top of page

Urban Bay Financial Privacy Policy

 

 

Thank you for providing the correct address. Below is the updated, abbreviated Privacy Policy for Urban Bay Financial, reflecting the active status as a direct private lender specializing in commercial real estate financing. The policy incorporates the new address (6628 Sky Pointe Dr, Ste 280-1121, Las Vegas, NV 89131), the updated email (hq@urbanbayfinancial.com), and phone number ((813) 923-3180), while maintaining the streamlined format and compliance with advertising requirements as requested.

Urban Bay Financial Privacy Policy

​

Effective Date: May 29, 2025

​

Urban Bay Financial (“we,” “us,” or “our”), a direct private lender specializing in commercial real estate financing, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard personal information, focusing on advertising practices and compliance with laws like the Gramm-Leach-Bliley Act (GLBA), California Consumer Privacy Act (CCPA), and General Data Protection Regulation (GDPR) where applicable. Using our services or website (www.urbanbayfinancial.com) (www.urbanbayfinancial.com) means you agree to this policy.

1. Information We Collect

  • Personal Information:

    • Provided by you: Name, email, phone, address, financial details (e.g., for loan applications).

    • Automatically collected: IP address, device info, browsing behavior, via cookies or tracking tech.

  • Non-Personal Information: Aggregated or de-identified data for analytics or marketing.

2. How We Use Information

  • Provide financing (e.g., bridge loans, fix and flip, construction loans).

  • Deliver targeted ads or promotions (with consent or opt-out options).

  • Analyze website use and improve services.

  • Ensure compliance and security.

3. Advertising Practices

  • Targeted Ads: We use personal info (e.g., email, browsing data) for ads on our site or platforms like Google or Facebook, using cookies or similar tech.

  • Compliance:

    • GLBA: Annual privacy notices, opt-out for sharing with nonaffiliates, data safeguards.

    • CCPA: Opt-out of data sharing, access/delete requests (45-day response).

    • GDPR: Consent for behavioral ads, ePrivacy compliance.

    • State Laws: Consent for minors’ data (e.g., NV, NJ, MD).

  • Third-Party Partners: Limited data shared with ad partners, compliant with DAA/NAI. Opt out via www.networkadvertising.org, www.aboutads.info/choices, or adssettings.google.com.

  • Opt-Out: Disable cookies, adjust platform settings, email hq@urbanbayfinancial.com, or use “Do Not Sell” link (CCPA).

  • Restrictions: No sensitive data collection without consent, no predatory ads, no targeting minors without COPPA compliance.

4. Sharing Information

  • With affiliates, service providers (e.g., marketing agencies), legal authorities (if required), or during business transfers.

  • No selling of personal info without consent.

5. Data Security

  • Encryption, access controls, and audits (GLBA-compliant).

  • Breach notifications as required.

6. Your Rights

  • Access, delete, correct personal info, or opt out of ads/sharing.

  • No discrimination for exercising rights.

  • Contact: hq@urbanbayfinancial.com, (813) 923-3180, or 6628 Sky Pointe Dr, Ste 280-1121, Las Vegas, NV 89131.

  • CCPA: 45-day response; GDPR: 30-day response.

7. Cookies

  • Used for user experience and ads. Manage via browser or our website’s consent tool.

8. International Transfers

  • Data processed in the US; EU data protected via standard contractual clauses.

9. Policy Changes

  • Updates posted on our website or notified directly. Continued use implies consent.

10. Contact

  • Email: hq@urbanbayfinancial.com

  • Phone: (813) 923-3180

  • Address: Urban Bay Financial, 6628 Sky Pointe Dr, Ste 280-1121, Las Vegas, NV 89131

​

bottom of page