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The Team
Who We Are
Urban Bay Financial is a direct lender specializing in commercial real estate-backed transactions. Leveraging a tech-enabled platform, the firm streamlines the funding process to meet demanding timelines and complex deal structures. Urban Bay actively seeks large-scale originations where asset valuation and deal complexity align with its expertise. With deep roots in mortgage finance and structured lending, the team excels in analyzing, underwriting, and structuring transactions that offer compelling risk-adjusted returns. Urban Bay positions itself as a nimble, asset-focused alternative to traditional lending sources.
Caleb Walsh
Caleb Walsh is an American real estate investor and financier. He is the founder of multiple firms specializing in private credit and real estate-backed lending. Since 2008, Walsh has led investments in multifamily, hospitality, and affordable housing across ten states.
An early adopter of alternative financing, he has structured deals for both his own portfolio and those of other operators. He primarily resides in Florida, with his family and has been an active member of the community for over 10 years.
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