The Team
Who We Are
Urban Bay Financial specializes in direct lending secured by commercial real estate, utilizing a tech-driven platform to efficiently handle funding requests. The firm targets deals with strong risk/reward profiles, prioritizing asset valuation and team expertise. Comprising former banking professionals now in the private sector, the team leverages extensive experience from mortgage funds and financial ventures to analyze, underwrite, and structure loans, effectively managing the portfolio. Urban Bay aims to maximize risk-adjusted returns for investors, positioning itself as a dynamic alternative to traditional lending sources.
Caleb Walsh
Caleb Walsh is an American real estate investor and financier. He is the founder of multiple firms specializing in private credit and real estate-backed lending. Since 2008, Walsh has led investments in multifamily, hospitality, and affordable housing across ten states.
An early adopter of alternative financing, he has structured deals for both his own portfolio and those of other operators. He primarily resides in Florida, with his family and has been an active member of the community for over 10 years.
